Last updated: 11 November 2026
The NTUC Union Training Assistance Programme (UTAP) pays 50% of the course fee that is left after other funding, for NTUC members who attend courses on its supported list. The amount is capped each calendar year, and the cap is higher for members aged 40 and above. The rules below come from NTUC’s UTAP page.
Who qualifies for UTAP?
UTAP is for full NTUC members. The course must be on the UTAP supported course list, so check the list before you enrol. NTUC also sets a minimum attendance of 75% for the course.
How much does UTAP pay?
UTAP pays 50% of the unfunded course fee. The unfunded fee is what remains after the SSG/SWDA subsidy (SSG stands for SkillsFuture Singapore, now part of the Skills and Workforce Development Agency, SWDA) and any SkillsFuture Credit (SFC) have been taken off. The yearly cap is S$250 for members under 40 and S$500 for members aged 40 and above, counted per calendar year.
The figures in this table are invented for illustration and use the S$250 cap.
| Unfunded fee | 50% of the fee | UTAP paid |
|---|---|---|
| S$300 | S$150 | S$150 |
| S$500 | S$250 | S$250 |
| S$800 | S$400 | S$250, because of the cap |
A member who has already claimed part of the cap in the same calendar year can claim only the balance.
Does UTAP cover AI tools?
NTUC currently lets UTAP pay 50% of approved AI tool subscriptions as well, inside the same yearly cap. The NTUC page states the period for this, so check it before you subscribe.
How do you claim UTAP?
- Check that the course is on the UTAP supported course list before you enrol.
- Pay the course fee and attend at least 75% of the course.
- Submit your claim within six months of completing the course, following the steps on NTUC’s UTAP page.
How does UTAP fit with SFC and the SSG/SWDA subsidy?
UTAP comes last. The SSG/SWDA subsidy lowers the fee first, SFC can then pay part of the net fee, and UTAP shares what is left. Our guide to the SSG/SWDA course fee subsidy and net fee shows the order with a worked example, and the SkillsFuture Credit guide explains the credit. The guide to funding for AI and skills training in Singapore compares every scheme.
Check UTAP with our team
QD Academy’s courses are taught by practitioners and funded for eligible learners. Our team checks which schemes apply to you and helps with the paperwork and claims for our own courses. See the Grants and Subsidies page for our calculators, or open a course page: Developing an Effective Customer Journey Map Using AI and Automation, AI-Powered Productivity Strategies for the Modern Workplace or Mastering AI for Sales Growth and Team Dynamics. Check the course page for the latest dates, fees and funding.
Can I claim UTAP on any course?
No. UTAP uses a supported course list, so check the course against the list on NTUC’s UTAP page before you enrol.
How much attendance does UTAP need?
NTUC sets a minimum attendance of 75% for a UTAP claim.
Is the UTAP cap per course or per year?
The cap applies per calendar year. It is S$250 for members under 40 and S$500 for members aged 40 and above, and it covers all your UTAP claims in that year.
When must I submit a UTAP claim?
Within six months of completing the course, so keep your invoice and course details together and claim soon after the course ends.
Is UTAP calculated before or after SkillsFuture Credit?
After. NTUC calculates UTAP on the fee that remains once the SSG/SWDA subsidy and any SkillsFuture Credit have been taken off.