Last updated: 11 November 2026
The SkillsFuture Enterprise Credit (SFEC) is a one-off credit of S$10,000 for employers that qualified under earlier Budget announcements. It supports up to 90% of out-of-pocket expenses on programmes that SFEC supports, on top of support from existing schemes. Enterprise Singapore explains the rules on its SFEC page, and the details below follow that page.
Who gets SFEC?
Employers do not apply. Enterprise Singapore has notified every eligible employer, and the company’s registered Corppass administrator receives an eligibility letter by email. A qualifying company sees the S$10,000 credit when it logs in to the Business Grants Portal and the SkillsFuture for Business page.
Eligibility depends on the qualifying period set in the earlier Budgets. The conditions include employing at least three Singapore Citizens or Permanent Residents (PRs) every month over the qualifying period, not having qualified before, and not being in default of Skills Development Levy (SDL) contributions. Employers that qualified under the Budget 2020 announcement also needed to contribute at least S$750 of SDL over a qualifying period.
What can SFEC pay for?
| Type | What it covers | Cap |
|---|---|---|
| Enterprise transformation | Programmes such as the Productivity Solutions Grant, the Enterprise Development Grant and Market Readiness Assistance | Up to S$7,000 of the credit |
| Workforce transformation | Skills Framework-aligned courses (90% of out-of-pocket course fees), Career Conversion Programmes, Job Redesign initiatives and workplace learning programmes | No cap within the S$10,000 |
Enterprise Singapore limits enterprise transformation to S$7,000 of the credit to encourage employers to pursue workforce transformation as well. For courses, search the SkillsFuture course directory for SFEC-supported training and check that your company meets the eligibility criteria of the programme before you draw down the credit.
How does an employer claim SFEC?
- Send staff on a course that SFEC supports, or apply for the supported programme.
- Submit the final claim. For SFEC-eligible courses, employers may be required to submit the claim on the SkillsFuture for Business page. For other programmes, follow the claim process of the agency that runs them.
- Once the claim is approved, SFEC is disbursed automatically to the employer’s IRAS-registered GIRO or PayNow Corporate account, on a quarterly basis, and the Corppass administrator receives an email.
Enterprise Singapore sets a claim submission deadline for SFEC, so read its SFEC page for the conditions and deadlines that apply to your credit before you commit to a course.
How does SFEC fit with other funding?
SFEC supports out-of-pocket expenses, so it works on the amount left after other schemes. The SSG/SWDA course fee subsidy lowers the fee first (SSG is SkillsFuture Singapore, now part of the Skills and Workforce Development Agency, SWDA), and SFEC can then offset part of what the employer still pays. Absentee Payroll is claimed separately for staff time, and our guide to Absentee Payroll funding explains it. The Enterprise Innovation Scheme works on spend after government grants and subsidies, so ask IRAS or your tax adviser how an SFEC disbursement is treated before you file.
Our guide to funding AI training for your team puts the employer schemes side by side, and the guide to funding for AI and skills training in Singapore covers every scheme.
Check SFEC with our team
QD Academy’s courses are taught by practitioners and funded for eligible learners. Our team checks which schemes apply to you and helps with the paperwork and claims for our own courses. See the Grants and Subsidies page for our calculators, or open a course page: Developing an Effective Customer Journey Map Using AI and Automation, AI-Powered Productivity Strategies for the Modern Workplace or Mastering AI for Sales Growth and Team Dynamics. Check the course page for the latest dates, fees and funding.
Do I need to apply for SFEC?
No. Enterprise Singapore has notified all eligible employers, so there is nothing to apply for. The registered Corppass administrator would have received an eligibility letter by email.
How do I find out whether my company has SFEC?
Ask your Corppass administrator about the eligibility email, and log in to the Business Grants Portal or the SkillsFuture for Business page, where qualifying employers see the S$10,000 credit.
Can SFEC pay for staff AI training?
It can offset up to 90% of the out-of-pocket fees of Skills Framework-aligned courses that SFEC supports, with no cap on the workforce transformation side. Check that the course is listed as SFEC-supported in the SkillsFuture course directory, and ask our team to confirm the funding for our own courses.
Is there a limit on how much SFEC can pay?
Each eligible employer receives S$10,000 in total, and no more than S$7,000 of it can go to enterprise transformation programmes.
How is SFEC paid out?
After a claim is approved, Enterprise Singapore disburses the credit automatically to the employer’s IRAS-registered GIRO or PayNow Corporate account, on a quarterly basis. The disbursement is separate from the payment for the base programme.